how much does a year of insurance cost you

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dlb
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how much does a year of insurance cost you

Post by dlb »

i just renewed the insurance on my corolla. i got $3 million in liability and that's it, no collision or comprehensive because i know they will write the car off rather than fix anything at all on it if the unthinkable happens. cost me just under $900 for the year. just curious what it costs everyone else in different areas.
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Gottolovem
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Re: how much does a year of insurance cost you

Post by Gottolovem »

3 million :shock: :shock: :shock:

I pay around 450 per year for liability 50,000 injury 50,000 property
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dlb
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Re: how much does a year of insurance cost you

Post by dlb »

Gottolovem wrote:3 million :shock: :shock: :shock:
i'm paranoid about causing a lifelong injury to anyone. medical costs would add up fast.

$200,000 is our bare minimum for liability, then $2 million, $3 million, and $5 million.
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irowiki
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Re: how much does a year of insurance cost you

Post by irowiki »

About $250 for six months for three cars, two drivers, 300k liability, uninsured motorist, roadside assistance, and comprehensive coverage (for glass coverage)
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jimcrazy
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Re: how much does a year of insurance cost you

Post by jimcrazy »

mine is 675.00 a year, 2 million liability and 1 free accident every 5 years with out a increase in price, on my rav and wagon
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Mark
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Re: how much does a year of insurance cost you

Post by Mark »

I'm paying about $780 ($546 US) for the '81 and $912 ($638 US) for the wagon. That's with the 2 million and collision/theft and it allows someone else to drive it other than me. I never used to go with collision, but it's only about an extra $2 a month with cars this old.
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irowiki
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Re: how much does a year of insurance cost you

Post by irowiki »

My insurance only goes up to 500K liability, never even heard of having it in the millions down here.
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87 Corolla FX16, 105k
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CathodeRayTube
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Re: how much does a year of insurance cost you

Post by CathodeRayTube »

Im not even clear on what my coverage is...i think its something pretty skimpy like 15,000...but thats why everybody else has under-insured motorist coverage i would assume. I have BAREBONE minimum PA-legal coverage with Geico...Costs me about $313.00 for 6 months, for 4 vehicles, 3 cars & one pickup. paid all in one lump every 6 months. Im 26 & have a perfect driving record (knock on wood)...
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keith
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Re: how much does a year of insurance cost you

Post by keith »

It might be cheaper to gt less liability insurance on the car and get a separate liability umbrella policy. The umbrella policy would also protect you from other forms of liability not related to your car.
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